When it comes to protecting your vehicle, home, health, and business, choosing the right insurance provider is critical. You need a company that offers solid financial backing, flexible coverage options, responsive customer service, and a trustworthy reputation. National General Insurance checks all those boxes—and more.
With a history rooted in reliability and innovation, National General Insurance is not just another insurance company. It’s a comprehensive, customer-focused insurer that provides peace of mind to individuals, families, and businesses across the United States.
In this post, we’ll explore everything you need to know about National General Insurance: who they are, what they offer, why they’re trusted by millions, and how their policies could be the right fit for you.
Who is National General Insurance?
National General Insurance, formerly known as GMAC Insurance, has over 75 years of experience in the insurance industry. Headquartered in Winston-Salem, North Carolina, the company is a subsidiary of Allstate Corporation, one of the largest publicly held insurance providers in the U.S.
What makes National General stand out is its deep understanding of American consumers’ needs—especially in auto insurance, its original specialty. Over the years, the company has expanded into home, RV, health, small business, and commercial insurance, providing a full suite of coverage options under one trusted brand.
Key Benefits of Choosing National General Insurance
1. Comprehensive Coverage Options
National General offers a wide range of insurance products, including:
- Auto Insurance
- Homeowners Insurance
- Renters Insurance
- RV and Motorcycle Insurance
- Health and Accident Insurance
- Commercial Auto Insurance
- Small Business Insurance
- Umbrella Liability Insurance
This makes it convenient to bundle your policies for better savings and simplified management.
2. Affordable Pricing and Discounts
Affordability is a major strength of National General. They offer competitive rates along with multiple discount opportunities:
- Multi-policy discounts
- Safe driver discounts
- Low mileage discounts
- Affinity and membership discounts
- Paperless billing and autopay incentives
Their flexible payment plans also make it easier to maintain coverage without financial strain.
3. High-Risk and Non-Standard Auto Coverage
Not every insurer is willing to cover high-risk drivers, but National General specializes in non-standard auto insurance. If you have a less-than-perfect driving record, past accidents, or need SR-22 filing, National General can still provide you with reliable auto coverage when other insurers say no.
This makes them an excellent choice for drivers rebuilding their records or seeking second chances.
4. 24/7 Claims and Customer Support
Accidents and emergencies don’t happen on a 9-to-5 schedule. National General understands this and offers round-the-clock claims assistance. Their claims process is streamlined and supported by a helpful customer service team available by phone, app, or online portal.
You can track the progress of your claim, upload documents, and communicate with adjusters—all digitally and without hassle.
5. Mobile App and Digital Tools
National General’s digital tools make managing your insurance easier than ever:
- Access your ID cards and documents
- Make payments and set up autopay
- File and track claims
- Update personal and policy information
The National General mobile app ensures your insurance follows you wherever you go—right in your pocket.
Types of Insurance Offered by National General
Here’s a closer look at some of their key insurance products:
Auto Insurance
National General is best known for its auto coverage, including:
- Liability coverage
- Collision and comprehensive coverage
- Personal injury protection
- Roadside assistance
- Rental car reimbursement
- SR-22 filings
Their SmartDrive program rewards safe driving with lower premiums, using optional telematics tracking.
Homeowners and Renters Insurance
Protect your property from fire, theft, storms, and other disasters with flexible plans that include:
- Dwelling coverage
- Personal property protection
- Liability protection
- Additional living expenses (ALE)
They also offer flood insurance and umbrella policies for added peace of mind.
Health and Accident Insurance
National General provides short-term health insurance, accident insurance, and supplemental plans for:
- Unexpected medical costs
- Deductible protection
- Critical illness coverage
These plans are ideal for those between jobs or looking for affordable alternatives to major health plans.
RV, Motorcycle, and Specialty Vehicles
Own a recreational vehicle or motorcycle? National General has you covered with:
- Comprehensive RV insurance (including full-time RV living)
- Motorcycle insurance with optional gear and custom parts coverage
- ATV, golf cart, and scooter insurance
They offer coverage tailored to the unique risks and needs of these vehicle types.
Commercial and Small Business Insurance
For business owners, National General offers:
- Commercial auto policies
- Liability coverage
- Property insurance
- Workers’ compensation (in select states)
They understand the challenges small businesses face and offer flexible policies to match.
Is National General Insurance Right for You?
National General Insurance may be a good fit if:
- You want to bundle multiple types of insurance under one provider.
- You have a non-standard driving record and need auto insurance coverage.
- You value flexible payment plans and customized coverage options.
- You prefer digital access and 24/7 claims support.
- You’re looking for a company backed by a trusted name (Allstate).
Final Thoughts: A Trusted Partner for Your Protection
In a marketplace crowded with insurance providers, National General Insurance stands out by offering accessible, reliable, and affordable coverage to a diverse range of customers. Whether you’re a first-time driver, a family homeowner, a retiree in an RV, or a small business owner, National General has a policy built for your life.
Insurance isn’t just about paying for protection—it’s about gaining confidence and peace of mind. With National General Insurance, you’re not just covered—you’re cared for.
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